Commercial Intelliscore

Measure the predicted risk level of your prospects with greater speed and confidence.

Increase sales, improve customer relationship management and lower operational costs with one of the industry's most powerful decision-support tools.

Predict and measure risk level

Using enhanced statistical models to predict and measure business risk level, Intelliscore provides a credit risk score of 0 to 100 on each potential customer. Target only customers in a desired score range, or adjust your offers to fit different segments

This easy-to-read, one-page report features:

A single credit risk score for a quick decision solution
The key factorsinfluencing the risk score
A percentage, which ranks the risk level of the business compared to all other businesses
Summaries of the trade payment and public record data and background information on the business
Predicts the likelihood of a business becoming 90 days delinquent on payments

Business Score Factors:

Negative:

High risk associated with industry
Late payment behavior days beyond term
Presence of derogatory legal balance
Limited positive payment experience
Presence of slow-paying trades
Presence of collection accounts
High risk indicated by historical payment trend
Higher than average balance-to-limit ratio
Highest days beyond terms in the prior eighteen months

Positive:

Low risk based on long commercial credit history
Low risk based on higher than average number of trades
Low risk based on zero days beyond terms
Higher than average recent high credit
Improved payment performance trend
Presence of positive trades
Low current days beyond terms
Low risk associated with industry